Privacy Policy

Your privacy is important to us and DeMars Pension Consulting Services, Inc., (DeMars) respects and values your privacy. This Privacy Policy (“Policy”) describes how DeMars and its affiliates collect, use, share, and protect your Personal Information. This Policy applies to our customers, employees, and any other individual from whom we collect Personal Information when you interact with us online through our website or mobile applications (“Site”).

The term “Personal Information” means information that alone or when in combination with other information may be used to readily identify, contact, or locate you, such as: name, address, social security number, email address, financial account number, or phone number.

In addition, DeMars adheres to the following privacy principles:

• We do not sell your Personal Information,
• We do not allow those who are doing business on our behalf (i.e., our service providers) to use your Personal Information for their own marketing purposes,
• We contractually require any person or organization providing products or services on our behalf to protect your Personal Information,
• We may share your Personal Information and permit others to use your Personal Information only if: you consent; it is necessary to originate a service or a transaction you request; it is necessary to facilitate job applicant and employment processes at Citizens; or it is otherwise permitted by law;
• We handle Personal Information about former and prospective customers and noncustomers the same as existing customers,
• We handle Personal Information about DeMars former and prospective employees the same as existing employees.

If we change our privacy practices set forth in this Policy, we will make updates to this Policy and will provide additional notification to you, where required by law.